Cookies are small data files that are placed on your device when you visit a website. They are commonly used to remember your preferences, analyze website traffic, and personalize your user experience. Cookies can be "session cookies" that are deleted when you close your browser, or "persistent cookies" that remain on your device until they expire or are deleted.

We use the following types of cookies on our website:

• Strictly Necessary Cookies: These cookies are essential for the operation of our website and cannot be disabled in our systems. They enable you to navigate our website and use its features, such as accessing secure areas and making transactions.

• Performance and Analytics Cookies: These cookies collect information about how visitors use our website, such as which pages are visited most often and whether any errors occur. This helps us improve the performance and user experience of our website. We use Google Analytics for this purpose, which is subject to its own Privacy Policy and Terms of Service. We use Google Analytics for this purpose. Google Analytics is a web analytics service provided by Google Inc. (“Google”). Google Analytics uses cookies to help the website analyze how users use the site. The information generated by the cookie about your use of the website (including your IP address) will be transmitted to and stored by Google on servers in the United States. Google will use this information for the purpose of evaluating your use of the website, compiling reports on website activity for website operators and providing other services relating to website activity and internet usage. Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google's behalf. You may refuse the use of cookies by selecting the appropriate settings on your browser, however, please note that if you do this you may not be able to use the full functionality of this website. By using this website, you consent to the processing of data about you by Google in the manner and for the purposes set out above.

• Functional Cookies: These cookies allow our website to remember your preferences, such as your language or region, and provide enhanced features and personalized content.

• Authentication Cookies: These cookies are used to verify your identity when you log in to our website and access your account. They are necessary for the security and functionality of our website.

• Targeting cookies: These cookies record your visit to our website, the pages you have visited and the links you have followed. We will use this information to make our website and the advertising displayed on it more relevant to your interests. We may also share this information with third parties for this purpose.

We use cookies on our website for the following purposes:

• To remember your preferences and personalize your user experience

• To provide and improve our services, including website performance and analytics

• To verify your identity when you log in to our website and access your account

• To comply with legal obligations, such as record-keeping and reporting requirements

You can control the use of cookies through your web browser settings. Most web browsers automatically accept cookies, but you can usually modify your browser settings to decline cookies if you prefer. However, please note that disabling cookies may limit your ability to use certain features of our website.

In addition, you can opt out of Google Analytics by following the instructions provided by Google.

Google Analytics Opt-out: https://tools.google.com/dlpage/gaoptout

We retain cookies for the period necessary to fulfill the purposes outlined in this Policy, unless a longer retention period is required by law.

Under the General Data Protection Regulation (GDPR), you have the right to access, rectify, erase, restrict, and object to the processing of your personal information that is collected through cookies. You also have the right to withdraw your consent at any time. To exercise these rights, please contact us using the information provided below.

Our website may link to external sites that are not operated by us. Please be aware that we have no control over the content and policies of those sites and cannot accept responsibility or liability for their respective privacy practices.

We reserve the right to modify this Policy at any time without prior notice. Your continued use of our website after any such changes constitutes your acceptance of the revised Policy.